Track bills and EOBs, understand what you were billed and why, manage denials and appeals, and generate compliant claim documentation.
Full bilingual support • Soporte completo bilingüe (English/Español)
These outcomes are common — but not inevitable.
Health insurance companies deny legitimate claims every day
Your MRI might be labeled 'not medically necessary' even when your doctor prescribed it.
Most people give up instead of fighting for their rights
Most patients assume the insurer's word is final — but appeals succeed nearly half the time.
Insurance companies systematically underpay claims
Insurers may cover only part of your hospital stay or reject rehab costs.
Medical bills are the leading cause of bankruptcy in the US
One unexpected denial can push families into thousands in debt.
You usually have just 30–45 days to respond to a denial. Miss it, and your rights expire.
Sources: Kaiser Family Foundation, Harvard Medical Study, Consumer Reports
These numbers don't have to be your reality. Health Claim Navigator gives you the tools to manage your claims effectively.
Everything you need to manage health insurance claims and understand your coverage
Upload denial letters and receive structured response guidance
Generate appeal letters and administrative responses
Analyze your policy to identify coverage gaps and exclusions
Build structured appeals with organized evidence and documentation
Verify documents meet state and federal requirements
Organize claim documents with automated categorization
Join the growing community of successful claim navigators
Successfully helped thousands navigate their health insurance claims
Total amount recovered for our users through successful claim navigation
Based on thousands of user reviews and testimonials
Compare your options and see why our AI-powered approach delivers better results
All the tools you need to fight denials, stay organized, and win the money you're owed — in one simple platform.
Get clarity on your situation and identify the best path forward.
Keep everything organized and never miss a critical deadline.
Create professional documents and responses that get results.
Ensure your rights are protected and your insurer follows the law.
Get every dollar you're owed with smart analysis and strategic guidance.
Instead of juggling paperwork, deadlines, and confusing insurer tactics, you get a single hub that helps you analyze, organize, generate, protect, and maximize every step of your claim.
Upload your insurance policy for instant AI analysis and customized documentation
Our AI breaks down your health insurance policy so you know exactly what's covered — and what isn't.
256-bit encryption • HIPAA compliant
Examples of how AI-prepared documentation strengthens claims
Patient's knee surgery was denied as "not medically necessary." After AI-prepared appeal documentation (medical necessity letter + clinical evidence attached), the insurer reversed the denial.
Insurer refused to cover a life-saving out-of-network cancer drug. After AI-assisted formulary exception request + external review filing, the patient received full coverage.
Patient was billed twice for an ER visit (duplicate charges in Explanation of Benefits). AI-prepared dispute letter + billing error documentation forced insurer correction.
Results vary. Health Claim Navigator AI provides administrative and informational assistance only – not medical advice or legal advice.
Fixed fee regardless of claim size or complexity — no contingency fees
Includes 20 AI-generated health claim responses
Each additional AI response: $29
Digital products are delivered immediately. All sales are final.
We support denied or underpaid claims for medical procedures, hospital stays, prescription drugs, therapy, and specialist visits. Both individual and employer-based plans are supported.
Our AI reviews denial letters, explains the insurer's reasoning, and generates customized appeal documents that directly address those issues.
No. We do not provide medical care or insurance. Instead, we help you prepare professional documentation that strengthens your case with your insurer.
No. Health Claim Navigator is not a law firm or public adjuster. We provide documentation and AI-powered tools to help you self-advocate.
Most letters, appeals, and forms are generated instantly. Complex document packages may take a few minutes.
You can upload your denial letter, and our AI will create an appeal packet with the strongest medical necessity and compliance arguments available.
Yes. All uploads are protected with 256-bit encryption, HIPAA and GDPR compliance, and are automatically deleted after analysis.
Yes. About 40% of denied claims are overturned when appealed, but most patients never file one. Our tools make the process fast, simple, and effective.