You filed a claim - don't waste time or money fighting for coverage.

Your AI-Powered Health Claim Management System

Take control of your health insurance claim. Generate letters, appeal denials, and navigate the process with confidence.

Full bilingual support • Soporte completo bilingüe (English/Español)

✓ Smart Letter Analysis

Upload insurer letters → AI pinpoints key issues, gaps, and opportunities to strengthen your position.

✓ AI-Generated Responses

One click → professional letters ready to send that properly address insurer communications.

✓ Coverage Clarity

AI helps you understand your policy coverage to properly manage your claim.

✓ Time-Saving Organization

Smart tools organize your claim documents efficiently, saving you hours of work.

✓ AI Appeal Builder

Build a complete, formatted appeal package instantly with AI-powered templates.

✓ Compliance Checks

Built-in state-specific compliance checks ensure your documents meet requirements.

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YOU Must PROVE Your Loss - They Won't Do It For You!

FACT #1: YOU have the burden of proof. The insurer only pays what YOU can prove.

FACT #2: Their adjuster works for THEM. Their estimate is just an opening offer.

FACT #3: Without proper documentation you'll: ❌ Accept lowball offers ❌ Miss deadlines ❌ Leave money on the table

Successful Claimants: Document everything • Get independent estimates • Challenge every line • Know their coverage • Never accept first offers

The Insurance Company Is NOT On Your Side

73%

claims underpaid

40%

avg underpayment

14 days

to accept lowball

92%

never challenge

Login to Access Tools

Compare Your Options

Option Keeps % of Recovery Documentation Strength Settlement Outcome
DIY Alone 0% Weak or Incomplete Often underpaid; limited recovery
Health Claim Navigator AI 0% Airtight, insurer-ready package Fair, full settlement collected

Your AI-Powered Resource Center

Access all your claim tools and resources in one organized platform

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AI Response & Analysis Agent

Upload insurer letters and get instant AI analysis with professional response recommendations.

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My Claims

Track and manage all your active claims with organized documentation and status updates.

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Claim Document Library

Access your complete collection of claim documents, templates, and supporting materials.

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Claim Analysis Tools

Use AI-powered tools to analyze your claim strength, identify gaps, and optimize your approach.

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Claim Playbook

Step-by-step strategies and tactics for maximizing your claim settlement potential.

Claim Timeline & Sequence Guide

Follow the optimal timeline and sequence for your claim to ensure nothing is missed.

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Claim Documentation Guides

Comprehensive guides for documenting every aspect of your claim with professional standards.

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Recommended Resources

Curated list of tools, apps, and services to support your claim documentation process.

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Appeal Builder

Build comprehensive appeal packages with AI-generated templates and structured arguments.

AI-Powered Policy Analysis Included

Upload your insurance policy for instant AI analysis and customized documentation

Your Policy, Decoded

Our advanced AI analyzes your actual insurance policy to provide personalized claim strategies. No more guessing about coverage or missing critical requirements.

Identifies your specific coverages and exclusions
Finds hidden endorsements and sub-limits
Calculates your actual deductibles
Generates custom documentation for your policy
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Secure Policy Upload

256-bit encryption • GDPR compliant • Auto-deleted after analysis

Available immediately after purchase

1

Upload Policy

Secure upload of your insurance documents

2

AI Analysis

Instant parsing of coverage, limits, and requirements

3

Custom Documents

Receive personalized claim documentation tailored to your policy

AI-Powered Documentation Services

Every essential claim document + AI capability you need to save time and maximize your settlement potential

Documentation

  • ✓ Proof of Loss Forms (Property & Business)
  • ✓ Valuation Spreadsheets (Repair, Replacement, BI Loss)
  • ✓ Repair & Replacement Estimate Templates
  • ✓ Depreciation & Overhead Worksheets
  • ✓ Scope of Loss Reports
  • ✓ Inventory & Contents Worksheets
  • ✓ Expert Report Templates

Letters & Appeals

  • ✓ Demand Letters
  • ✓ Complaint Letters
  • ✓ Bad Faith Allegation Notices
  • ✓ Non-Compliance Notices
  • ✓ Dispute Letters
  • ✓ Appraisal Demand Letters
  • ✓ Mediation/Arbitration Request Letters
  • ✓ Appeal Packages (structured templates)

Compliance & Planning

  • ✓ State-Specific Filing Forms
  • ✓ Regulatory Notices
  • ✓ Compliance Certifications
  • ✓ Adjuster Communication Logs
  • ✓ Claim Documentation Checklists
  • ✓ 30-Day Action Plan
  • ✓ Policyholder Claim Guide

AI Services

  • ✓ Smart Letter Analysis
  • ✓ AI-Generated Professional Responses (English/Spanish)
  • ✓ Policy Review & Coverage Analysis
  • ✓ AI Compliance Checks
  • ✓ AI Appeal Package Builder
  • ✓ Data Extraction & Summarization
  • ✓ AI Trend & Settlement Forecasting
  • ✓ Smart Policyholder Guidance (Bilingual)
  • ✓ Fraud/Bad Faith Detection Alerts

Documentation Impact

Examples of how AI-prepared documentation strengthens claims

Residential Property

Storm Damage Claim - Texas

Homeowner's initial claim was undervalued due to incomplete documentation. After AI-powered preparation, all damage was properly documented.

Initial Assessment $12,000
Documented Value $28,000
Documentation Investment $499
Business Interruption

Restaurant Closure - Florida

Business interruption claim required detailed revenue documentation and loss calculations to demonstrate full impact.

Initial Offer $35,000
Documented Losses $72,000
Documentation Investment $499

Results vary. Health Claim Navigator AI provides documentation tools only – not legal advice.

Health Claim Navigator AI – DIY Toolkit

$499

Fixed fee regardless of claim size or complexity
Includes 20 AI-generated health claim responses
Each additional AI response: $29

  • ✓ Complete AI-powered health claim documentation package
  • ✓ 20 AI-generated health claim responses included
  • ✓ All necessary health claim forms and templates
  • ✓ Health insurance compliance documents
  • ✓ Spanish language support for all documents
  • ✓ Appeal and escalation templates
  • ✓ 30-day action plan and timeline
  • ✓ Bonus: Recommended tools guide with exclusive discounts

Digital products are delivered immediately. All sales are final.

Recommended Tools & Resources

Essential tools to complement your AI claim toolkit and strengthen your documentation

Affiliate Disclosure: This page contains affiliate links. We may earn a commission at no extra cost to you if you purchase through these links. We only recommend tools we believe add value to your claim process.

Frequently Asked Questions

What types of claims do you support?

We specialize in property damage claims and business interruption claims. Our AI-powered documentation tools are designed specifically for these claim types where proper documentation has the most significant impact on settlement outcomes.

What tools help organize claim documents?

We recommend several excellent tools for document organization: Dropbox Business or Google Drive for secure cloud storage with version history, Adobe Scan for digitizing paper documents, and Evernote Business for creating a searchable claim journal. These tools ensure your documents are backed up, organized, and easily accessible throughout your claim process.

How should I photograph property damage?

Proper photo documentation is crucial. Use a good quality camera or smartphone, and consider these tools: A moisture meter from Amazon to document water damage readings, a measuring tape to show scale, and good lighting equipment. Take wide shots for context and close-ups for detail. We have a complete photography guide available in our resources section.

What accounting software works best for business interruption claims?

For business interruption claims, we recommend QuickBooks Online for comprehensive financial reporting, Xero for cloud-based accounting with excellent reporting features, or FreshBooks for smaller businesses. These platforms can generate the revenue reports, profit/loss statements, and trend analyses insurers require. Choose based on your business size and complexity.

Are you a law firm or public adjuster?

No. Health Claim Navigator AI provides documentation tools only. We do not provide legal advice, expert reports, or adjusting services. Our service focuses on helping policyholders prepare complete, organized health claim documentation with AI-powered efficiency. For legal representation, we recommend consulting with an attorney. You can find qualified attorneys through LegalZoom or your state bar association.

How quickly will I receive my documentation?

Most packages delivered within 48 hours. While you wait, we recommend starting to gather your existing documents using tools like Adobe Scan to digitize paperwork and Dropbox to organize files.

What if my claim has already been denied?

We provide AI-powered appeal templates and letters to help you structure responses to denials or underpayments. You may also want to consider consulting with an attorney through services like Rocket Lawyer for legal advice specific to your situation.